Health Cash Plan Benefit

Health insurance is generally set up to cover people when unexpected medical costs arise. This is different from a Health Cash Plan, which is set up to help pay for routine medical expenses like prescriptions, eye care, and dental treatments. In fact, you can even have both an employer Health Cash Plan and your own private health insurance at the same time 

Another key difference is that Health Cash Plan providers will work alongside the NHS to cover the costs of prescriptions, eye tests, and dental treatment, whereas many health insurance options might require you to go to private hospitals or dentists

This depends on the business Health Cash Plan that an organisation chooses to run. Vivup has two options that an organisation can choose from: a personal plan or a family plan. Our personal plan covers employees and their dependent children, while our family plan also allows them to include their partner’s coverage as well

Pre-existing medical conditions do not affect a person’s eligibility, as our Health Cash Plan covers all pre-existing medical conditions

Yes, our Health Cash Plans already allow for an unlimited number of dependent children to be added to the plan, and partners can be included as well through our family plan option

There are three core steps to making a claim through our Health Cash Plan benefit: 

1. The employee attends an appointment or pays for a prescription and keeps their receipt
2. The employee completes the claim form and uploads a scan or a photo of the receipt within the Vivup portal  
3. The payment will normally be made directly into the employee’s bank account within 72 hours, unless documentation is incomplete and further steps are needed